tag:blogger.com,1999:blog-596636937193465523.post4337496128202901479..comments2023-10-11T05:31:17.485-07:00Comments on It's... Madge's Adult Survival Guide: I Love Your New Prada Bag But Sorry to Hear You're Losing Your House.Madgehttp://www.blogger.com/profile/03829019738430865734noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-596636937193465523.post-72804133532369625722012-01-12T08:43:33.025-08:002012-01-12T08:43:33.025-08:00*grabs GPS, programs in "Discount Liquor Barn...*grabs GPS, programs in "Discount Liquor Barn"*Mariahttps://www.blogger.com/profile/17165549135740055683noreply@blogger.comtag:blogger.com,1999:blog-596636937193465523.post-55704165129131147532012-01-12T08:06:53.349-08:002012-01-12T08:06:53.349-08:00I grew up pretty poor so this was how I thought al...I grew up pretty poor so this was how I thought all people lived.<br />My wife could have used this advice after college, but she grew up in a 1%ter family.Billy Baroohttps://www.blogger.com/profile/15680839458155582405noreply@blogger.comtag:blogger.com,1999:blog-596636937193465523.post-24978875931688938672012-01-12T07:23:23.816-08:002012-01-12T07:23:23.816-08:00Oh, I should have mentioned that, that's my ot...Oh, I should have mentioned that, that's my other beef, you're in deep debt and you use your tax refund to go on a vacation! Ugh! Every year mine goes to pay off something or catch up. I haven't been on vacation in 20 years! However this year a portion of my refund will be going to new tires, I don't think mine would pass state inspection, yikes.Madgehttps://www.blogger.com/profile/03829019738430865734noreply@blogger.comtag:blogger.com,1999:blog-596636937193465523.post-2208273215294292882012-01-12T07:17:39.491-08:002012-01-12T07:17:39.491-08:00I see people do crazy, irresponsible things all th...I see people do crazy, irresponsible things all the time...and I think when we're younger we do them because we don't know better. We have to learn to manage our finances. I had the problem you're describing and I tightened up but I also started doing freelance writing work and was able to make money that way. I have co-workers who, no lie, HAVE to have a new car even though they don't have an extra dime. They just finance it and, since they can't afford the $400 a month car payment, go into credit card debt deeper and deeper... I bought an old car, drove it 'til it was paid off, then took the money I was paying toward a car payment and put it in the bank and saved for my next car. And so on... It's not easy but one of the reasons so many people are so poor these days is INTEREST. They're buying a brand new car and paying this outrageous amount to a bank for the next five years until their car breaks down and they can't afford to repair it, so they trade it in on a new car that they're paying interest on...and the cycle goes on and on and on. I know that's not the situation you're referring to exactly, but it's that mentality. Every day I hear, "I don't have any money" from these guys and then they get a little money from their taxes and do they use it to pay off debt? Nope. They buy a new TV. Or laptop. Or iPhone...Stephanie Farishttps://www.blogger.com/profile/10461865229341760836noreply@blogger.comtag:blogger.com,1999:blog-596636937193465523.post-43563094629667883712012-01-12T06:39:36.486-08:002012-01-12T06:39:36.486-08:00I'm so glad, I'm timely for you. :) You&#...I'm so glad, I'm timely for you. :) You'll be ok, half the battle is looking at that budget. But I know what you're saying about gettin' your drunk on. Oh hey, that's what "Discount Liquor Barn" is for. ;) (just kiddin' kids!)Madgehttps://www.blogger.com/profile/03829019738430865734noreply@blogger.comtag:blogger.com,1999:blog-596636937193465523.post-50165893268304338132012-01-12T06:15:33.949-08:002012-01-12T06:15:33.949-08:00Madge, sometimes your posts are so timely and stri...Madge, sometimes your posts are so timely and strike a chord. This past weekend, for a lot of reasons, I divested myself of my second job. But, that certainly made my budget squeak. I sat down, listed income, listed basics and made a budget, cutting & slashing expenses as I went along. But the extra credit card thing and a good drunk really still appeal. Just sayin'.Mariahttps://www.blogger.com/profile/17165549135740055683noreply@blogger.com